Chime is a financial technology company, not a bank. *If you use an ATM that is not a MoneyPass ATM in a 7-Eleven, Inc. location, an Allpoint ATM, or a Visa Plus Alliance ATM for any transaction, including a balance inquiry, you may be charged a fee by the ATM operator even if you do not complete a withdrawal. Contact us immediately in one of several ways: An FDIC-insured deposit account that can be managed entirely from your smartphone, An optional Savings Account that helps you save money without thinking about it, gets you your paycheck up to 2 days early with direct deposit, Do Not Sell or Share My Personal Information. ; Launch the app and choose Sign in / Sign up and enter your work email address. Required fields are marked *. A checking account is a type of bank account that allows you to withdraw and deposit money easily. Chime works with two banks Stride Bank and the Bancorp Bank. Other third-party money transfer services that are used to add funds to your Chime Checking . Given the demo WeBull is and should be marketing to, not supporting Chime seems like a . ; Members FDIC, Well spot you up to $200 on debit card purchases with no overdraft fees. 4 Based on a representative study conducted by Experian, members who made their first purchase with Credit Builder between June 2020 and October 2020 observed an average FICO Score 8 increase of 30 points after approximately 8 months. Your IP: 151.252.56.27, Requested URL: member.chime.com/link/sign_in, User-Agent: Mozilla/5.0 (iPhone; CPU iPhone OS 15_5 like Mac OS X) AppleWebKit/605.1.15 (KHTML, like Gecko) GSA/218.0.456502374 Mobile/15E148 Safari/604.1. By clicking on some of the links above, you will leave the Chime website and be directed to a third-party website. You can link an external account that you own to your Chime Checking Account. Your email address will not be published. It's free on Android and iOS. See terms and conditions. Its more a transaction-based, processing-based business model that is highly predictable, highly recurring and highly profitable. The words of Chime CEO Chris Britt. Banking services provided by The Bancorp Bank, N.A. Your limit will be displayed to you within the Chime mobile app. On Thursday, February 20, 2020 at 9:54 AM CST, I withdrew $400 from my chime account at the atm located at 7950 N. Crawford Ave, in Skokie, IL, 60076. Banking shouldnt cost you our online checking account has no maintenance fees and includes helpful features for managing your money. Login to your account or download the Chime mobile app. In addition to the IOO voted by the Invercargill Council towards the representation of Southland at the Exhibition, the County Council has voted l3O. I am having the worst time trying to connect a Chime (bankcorp) bank account to my Paypal. Rate Offer: 2.00% APY Rate; . If you want to do a direct deposit for Child Tax Credit payments, youll need to update your bank account information in the Child Tax Credit Update Portal. 5. Chime Bank Savings Account Rate. Not enough, if you ask Adrian. Once the funds are applied to your Checking Account, they will have same day availability. If you do not have sufficient funds in your Chime Checking Account, or have reached your SpotMe limit (if enrolled), then your Chime Visa Debit Card will be declined. You can also have a direct deposit enrollment form emailed to you from the Move Money section of the Chime app. Chime is not a bank. Were doing that by changing the way people feel about banking. They typically dont start asking for cash or gifts until at least a couple of weeks had passed and you have exchanged hundreds, if not thousands, of messages. Your Cash App and Chime accounts will now be linked! 1 Early access to direct deposit funds depends on the timing of the submission of the payment file from the payer. Once you've completed these steps, your external account will be linked to your Checking Account. Simply click on the bank symbol in the bottom left corner of the screen after Cash App is open. You can set up direct deposit in a couple of ways; on the Chime app or on the Chime website. Other third-party money transfer services that are used to add funds to your Chime Checking Account may impose their own fees or limits such as: Daily, weekly, or monthly limits on the frequency or the amount of cash you may add to the Chime Checking Account, TA Operating LLC (Travel Centers of America), If you already tried working with the merchant and werent able to fix the problem, you can. His consulting clients include prominent startups in the US and Europe. Ltd., a registered company in Singapore (Company No. Under Have Chime do it for you, tap Find employer. Head to our help page to learn how to contact our experts with any Chime questions. 4. Its also a great way to lose money as youre required to send them some cash upfront, and they will, get this, give it back to you, plus a bunch more money. By using the information that they already have on you, they will instill trust and make them sound remarkably credible, especially if theyre imitating an authority figure, like a federal agent, lawyer, or police officer. Theres a shocking number of scenarios that these people play out on their victims, and there are thousands of comments from everyday people on the FTC website that paint a gruesome picture of what it looks like to be scammed. 3 Chime SpotMe is an optional, no fee service that requires a single deposit of $200 or more in qualifying direct deposits to the Chime Checking Account each month and Visa debit card activation. Some people choose to open a checking account at a brick-and-mortar bank. Yes. External bank link using your Chime routing and account numbers at your current banking platform. To connect a Chime account to a Cash App account, first link your Chime account with your Cash App. Banking services and debit card provided by The Bancorp Bank, N.A. The recipient must use a valid debit card to claim funds. Credits of $10 or more will be reported on tax form 1099-INT for new members (Referred). The Chime Visa Credit Builder Card and the Chime Visa Cash Rewards Card are issued by Stride Bank pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa credit cards are accepted. This results in a zero balance on your Chime Checking Account. Chime is also not a prepaid card. IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT: To help the government fight the funding of . You can deposit cash to your Chime Checking Account at Walgreens locations, including Duane Reade locations, without fees. Required fields are marked *. Chime is, therefore, a fintech company and more like a consumer software company than a bank . Millions of people have already signed up for a Chime account, and that number is growing every day. You can deposit cash in your Chime Checking Account5 at over 75,000 retail locations with our cash deposit partners. They usually need cash urgently to pay off gambling or other debts, pay for surgery for themselves or their relative, pay a fine, buy a plane ticket to visit you, ask for gift cards, etc. Click On the Bank Icon. I get these almost every day. Heres how it works: With the early direct deposit feature, your direct deposit will be posted to your Chime Checking Account as soon as it is received from your employer or payer. In both apps, you basically have to connect a debit card or bank account to have full functionality and to send money if you don't have enough in your app's balance. Chime is affiliated with a nationwide network of fee-free ATMs, and the debit card is accepted anywhere that takes Visa. Additionally, Chime could suspend or close your account because of fraudulent activity. Oct-25-2018 08:53 AM. You get the point. #1 Most Loved Banking App Source: Chime received the highest 2022 Qualtrics NPS score. And although scams can happen when youre selling something, they are more prevalent if youre buying a product or service or especially if youre trying to rent an apartment. With so many people using the app for moving money, there are bound to be countless scammers trying to take advantage of everyday people. Chime is a financial technology company, not a bank. Please review The Bancorp Bank's, and Chime's . Its concern is thus the interrelation of financial variables, such as share prices, interest rates and exchange rates, as opposed to those concerning the real economy. No overdraft. But to add money to my Chime fee-free, I just linked it to my Bluebird card via the website. To assist our members in these situations, we offer the Chime Checkbook feature! Chime answers the phone when customers call (or so I would assume). The other popular feature you unlock is the Chime Credit Builder. Well notify you through email or in the Chime mobile app when a referral offer is available. Do you have to have a certain Cookies help us customize the PayPal Community for you, and some are necessary to make our site work. No foreign transaction fees. Bank ACH transfers, Pay Anyone transfers, verification or trial deposits from financial institutions, peer to peer transfers from services such as PayPal, Cash App, or Venmo, mobile check deposits, and cash loads or deposits are not qualifying direct deposits. Enrolling in direct deposit through Chime has an added benefit too: you are eligible to receive your paycheck up to 2 days early!. Select Transfers. So, without further ado, here are the most common Chime scams: For almost every successful financial company or bank, theres a fake website on the internet thats designed to take your information if you land on it. You can also add money to your Chime Online Checking Account through a bank transfer or a mobile check deposit. Your Chime Visa Debit Card is usually placed in the mail within one (1) business day after you open your Checking Account. (Explained). Through its bank partners, Chime offers a full-service checking account with a Chime Visa Debit Card for spending and using at 60,000+ fee-free in-network ATMs. If you have an account on any social media, its hard to escape scams that promise you money. Sign up for Chime. Go to the "Main Menu" and select "Wallet.". ; Members FDIC. 2 Chime SpotMe is an optional, no fee service that requires a single deposit of $200 or more in qualifying direct deposits to the Chime Checking Account each month and Visa debit card activation. Although Chime probably wont refund you if you get scammed, they are trying to shut down any fake accounts, websites, and social media profiles that crop up, but this is an uphill battle, and new ones are relentlessly appearing on a daily basis. We recommend you review the privacy statements of those third party websites, as Chime is not responsible for those third parties' privacy or security practices. Launch the app or website, and go to " Settings.". Although there are no overdraft fees, there may be out-of-network or third party fees associated with ATM transactions. to learn how to contact our experts with any Chime questions. There are multiple ways to deposit money into your checking account. Banking services provided by The Bancorp Bank or Stride Bank, Regular on-time payment history can have a positive impact on your credit score. Please see back of your Card for its issuing bank. Banking services provided by, and debit card issued by, The Bancorp Bank, N.A. Your routing number can be found in the Move Money and Settings sections of the Chime app or at. So when I try to transfer it to my chime it's saying they've encountered a problem try again later. . Chime offers two types of cards a debit card and a credit card. I initiated a direct deposit transfer from Ibotta to Chime in the amount of $204.39, and it qualified me for the $100 Chime bank referral bonus. You should never share your personal information or passwords with anyone, and especially not over text, email, or phone with people claiming to be Chime customer support members, government officials, federal agents, and other strangers in general. Chime receives a portion of this fee. Your funds will be FDIC insured through The Bancorp Bank, N.A. You will then be asked to enter your Chime routing number and account number. Keep your money safe with security features, overdraft up to $200 fee-free*, and get paid early with direct deposit^, with no monthly fees. The printed form can be given to your provider or sent in an email. The choices for your payment method would appear at the bottom of the screen. Bogus Chime Support Websites. Stop and think. There are many ways you can get scammed on Chime and other payment apps. To use the Pay Anyone feature, simply log into your Chime mobile app and select the Move Money tab, then select Pay Anyone. Download and install an Amazon Chime client or get started with the Amazon Chime web app. I just tried depositing $100 for the free stock bonus and got denied w/ Chime. That is where Earnin and Chime come in. Banks and even credit card companies are known for returning money to those that have been scammed. SpotMe won't cover non-debit card transactions, including ACH transfers, Pay Anyone transfers, or Chime Checkbook transactions. Any time your remaining balance is less than the fee amount being assessed, the balance of your Chime Checking Account will be applied to the fee amount. Occasionally, well offer different incentives to invite your friends to join Chime. Thats sort of deceiving in some cases. Its other features include free ACH bank transfers, Pockets for stashing away money, and access to 55,000 fee-free Allpoint ATMs. Social media algorithms and engineers cant stop scammers from opening endless accounts, posting their scammy posts, and sending millions of DMs. As with any product or service, youre bound to contact customer support sooner or later. at 324 W Broadway Avenue in Enid, OK 73701and The Bancorp Bank at 6100 S Old Village Place in . Keep your money safe with security features, overdraft up to $200 fee-free*, and get paid early with direct deposit^, with no monthly fees. Open your account for free and easily manage your money with 24/7 mobile banking. If someone is claiming that theyre affiliated with Chime and they need to verify your account for whatever reason, DONT give them any details and simply hang up the line. I'm using a Chime Checking account just to be specific. We generally make these funds available on the day the payment file is received, which may be up to 2 days earlier than the scheduled payment date. Scroll down to see the list of accounts. ; Members FDIC. You can find the link for inviting everyone you know in your Chime app. Eligibility requirements apply.5. READ NEXT: 2 Possible Reasons Why You Got Chime Card In The Mail (What To Do). No. I will explore this question in detail and provide you with the answers you . (Can't do it thru the app.) To set up direct deposit using the Chime app: What if you cant find your employer if its a small business, for instance? Neobanks and fintechs such as SoFi, Oxygen. A checking account is a type of bank account that allows you to withdraw and deposit money easily. Receive a relatively small direct deposit into your account . Its actually very easy to find what bank is behind your Chime account. Scammers usually use these newly-opened Chime accounts as pass-through accounts where other scam victims send money and transfer the money out of your Chime account in a matter of seconds if they have notifications enabled. Yes! Here are three things youll need to open an account: Depending on where you decide to open a checking account, you may also need: More and more online banking apps and traditional banks are offering checking accounts that are free to open. News and Notes. You will receive notice of any changes to your limit. Once linked, you can use the app to send and receive money from the app. But theres really no justification for falling for this sort of con. Stride Bank N.A. Thats around 50% more than the year before. Never pay for something upfront, as theres a significant chance that the seller wont send you the product or wont perform service after getting your payment. Chime has also had more than 7,500 complaints raised against them at the Better Business Bureau in the last three years. If you contacted a merchant about a problem with your purchase and they agreed to issue credit back to you, your money may take 3 to 5 business days to post to your Chime Checking Account or Chime Credit Builder Secured Visa Credit Card. Instead, if you are worried, call the number on the back of the Chime card to talk to a real Chime agent. Its important to know that all of Chimes social media profiles have a blue checkmark which means that they are verified accounts. On a whim, I decided to link my Chime Checking account to my Ibotta grocery savings app. The Chime Visa Debit Card is issued by The Bancorp Bank, N.A. At time of writing, Chime users receive an APY of 0.50% in their savings account, with no minimum balance required to earn interest. In addition to not charging a fee to open the account, Chimes online checking account has no monthly service fees, no overdraft fees*, and no minimum balance requirements. 4 Cash deposits to a Chime Checking Account are funds transfers made by third parties (who may impose their own fees or limits) and are FDIC-insured up to applicable limits once received by the bank holding the account. Chime is a financial technology company, not a bank. Open Cash App to link it to your Chime account. I called and spoke to someone who said that they . Other features our members love about our Chime Visa Debit Card are instant transaction notifications anytime your card is swiped, the ability to instantly block your card and order a replacement Debit Card all from within the Chime mobile app. Select "Debit/Credit card . You will receive notice of any changes to your limit. Learn how we collect and use your information by visiting our Privacy Notice. Direct deposit is an easy way to deposit funds into your Chime Checking Account. If an eligible Referrer loses Base Limit eligibility, and the Referred completes the above conditions, the Referrer will receive the $10 temporary SpotMe limit increase referral reward only upon regaining Base Limit eligibility. Although there are no overdraft fees, there may be out-of-network or third party fees associated with ATM transactions. or Stride Bank, N.A. Credits of $600 or more will be reported on tax form 1099-MISC for referring Chime members (Referrers). There are fully fledged digital banks such as Axos Bank, Varo Bank, and Ally Bank, for instance. At Chime, weve created a new approach to online banking that doesnt rely on fees2, gets you your paycheck up to 2 days early with direct deposit1, and helps you grow your savings automatically. Checking accounts provide easy access to your money to pay your bills and for routine purchases like gas and groceries.Some people choose to open a checking account at a brick-and-mortar bank. To set up direct deposit using the Chime app: Open the Chime app. Chime is a banking application which serves millions of usersbut it's not actually a bank. Refer to the originating bank for more information on their transfer time frames. Referral rewards will generally be provided within two (2) business days after all the above conditions are met. Instead of this upfront fee, the scammers might ask you for your checking account number and other details so they can deposit retrieved cash into your account. Early direct deposit may provide you with access to your paycheck up to two days early.3 Faster access to funds is based on a comparison of traditional banking policies and deposit of paper checks from employers and government agencies versus deposits made electronically.You can also add money to your Chime Online Checking Account through a bank transfer or a mobile check deposit. While Chime doesnt issue personal checkbooks to write checks, Chime Checkbook gives you the freedom to send checks to anyone, anytime, from anywhere. Overdraft up to $200 on Debit Card purchases with no fees when you qualify for SpotMe. See terms and conditions. Not enough, if you ask Adrian. How many Chime accounts are there? Through its bank partners, Chime offers a full-service checking account with a Chime Visa Debit Card for spending and using at 60,000+ fee-free in-network ATMs. However, Chime isnt a bank, and you can find many examples of Chime not repaying funds to scammed or hacked customers. The advice is always the same; dont share your details, and dont click on links inside the messages, no matter how official the message looks. No minimum balance required. The scammers make up all sorts of reasons they need money for. . or Stride Bank, N.A., Members FDIC. We dont believe in profiting from our members misfortune. These unemployment scams didnt stop with the pandemic as scammers simply swapped unemployment benefits for some other type of benefit. Your funds are FDIC insured up to $250,000 through The Bancorp Bank, N.A. Download the app, sign up, and enroll in automatic savings. Over the years, I've transferred money to and from them with no issues. You can also add money to your account in the following ways: Deposit cash. It has to come from your employer or similar. Opening an online checking account through Chime will give you access to many helpful features accessible directly in our mobile app and on our website. The real differentiating feature though, beyond . Although its often very challenging to realize youre in the middle of a scam once youre already so deep into it, try to slow down and ask someone you trust for an opinion. Click your name in the upper-right-hand corner and select Settings. * Terms and Conditions: In order for the referring Chime member (Referrer) to qualify and receive the $100.00 monetary referral reward and $10.00 temporary SpotMe Base Limit increase referral reward, and for the referred person (Referred) to qualify and receive the $100.00 monetary referral reward, all of the following conditions must be satisfied: (1) Referrer is part of the SpotMe Referral Incentive referral reward campaign; (2) Referred has not previously opened an Account (Account); (3) Referred opened a new Account between January 1, 2022 and December 31, 2022; (4) Referred opened the new Account using the Referrers unique referral link; and (5) Referred received in the new Account a qualifying direct deposit of $200.00 or more within 45 calendar days of opening. The best advice that anyone can give you is to use your common sense and listen to your gut when its telling you that things are off and dont seem as they are on the surface. or Stride Bank, N.A., Members FDIC. Chime accounts are insured up to the standard maximum deposit insurance amount of $250,000 through our partner banks, Stride Bank, N.A. Sometimes, your only chance of getting back your money is to contact your local news crew. You can find the link for inviting everyone you know in your Chime app.You can also copy-and-paste your invite link and share it on Facebook, Instagram, or Twitter. 1 Out-of-network ATM withdrawal fees may apply except at MoneyPass ATMs in a 7-Eleven, or any Allpoint or Visa Plus Alliance ATM. 3. Please see back of your Card for its issuing bank. Banking services are provided by The Bancorp Bank, N.A. or Stride Bank, N.A. or The Bancorp Bank, N.A., Members FDIC. A census of the colony will be taken on the night of the 29th April. Open Cash App. He is an early participant in banking digital transformation and fintech development. Applying for an account is free and takes less than 2 minutes. The payroll direct deposit must be made by an employer or payroll provider by an ACH deposit. ; Members FDIC. or Stride Bank, N.A., Members FDIC. Save my name, email, and website in this browser for the next time I comment. Chime is a so-called challenger bank. It happened to me the other day as well as I was trying to sell a few unwanted things from my apartment. Chime's accounts areand will continue to beFDIC-insured. They might even tell you that you were scammed even before you realize that you were. No members SpotMe limit may exceed $200. READ ALSO: Using Chime with Facebook Pay (How to Connect). Chimes SpotMe feature lets you make debit card purchases and cash withdrawals that overdraw your account with no overdraft fees.3 Limits start at $20 and can be increased up to $200. From the mobile apps, select Settings. Get fee-free transactions at any Moneypass ATM in a 7-Eleven location and at any Allpoint or Visa Plus Alliance ATM. As of February 2020, Chime had 8 million account holders. Now you'll see the "Link a Bank" screen. Head to our. From the list of options, click "Link a Bank Account.". With the Credit Builder program, you get a Chime credit card that you use to shop and pay bills. Most seasoned Craigslist users have been targeted by a scammer. This ATM fee amount will be charged to your Checking Account. Use your Chime Debit Card anywhere Visa debit cards are accepted. Although there are no overdraft fees, there may be out-of-network or third party fees associated with ATM transactions. The privacy practices of those third parties may differ from those of Chime. 5 The retailer that receives your cash will be responsible to transfer the funds for deposit into your Chime Checking Account. Money appears in your Checking Account after youve made your deposit through a retail location. New users can earn a $100 cash bonus when you use a referral link to open a new Chime Spending Account and receive a payroll direct deposit of at least $200 within your first 45 days. The scammers are after your personal details like name, address, and such, so they can send you a receipt saying that the money was deposited in your account and that its okay to send the item. Get in touch with the real Chime customer service and even the authorities and get the account closed as soon as possible. In order for them to recover your lost funds or to get your things back, youll have to pay an upfront fee that they call a retainer fee, tax, processing fee, shipment and handling charge, administrative charge, or even a donation for their good work. Therefore, these bogus websites go hand in hand with phishing emails, texts, and calls as they direct you via a link to one of their websites that might or might not look similar to the original Chime site. Within minutes of a successful transaction. The pandemic was ripe with all sorts of scams. All qualifying members will be allowed to overdraw their account up to $20 on debit card purchases and cash withdrawals initially, but may be later eligible for a higher limit of up to $200 or more based on member's Chime Account history, direct deposit frequency and amount, spending activity and other risk-based factors. READ NEXT: 7 Possible Reasons Why Your Chime Account is Suspended. Chime is a financial technology company, not a bank. MoneyPass ATMs not in a 7 Eleven, Inc. location will be subject to fee(s). 4 You must notify your financial institution immediately of any unauthorized use. Try not to be pressured into urgent actions. Do Not Sell or Share My Personal Information. See Terms and Conditions. Bank accounts provided via Chime's partners are insured up to the standard maximum deposit insurance amount . As millions of people were fired and started applying for unemployment benefits, scammers have, of course, targeted them in an attempt to get their personal information, money, or to apply for unemployment benefits instead of them and get the money in their own accounts. Learn how to link an external bank account to Chime.Our Recommended Resources : https://linktr.ee/northvilletechAffiliate Disclosure: Some of the links on th. You can connect your existing bank account to transfer funds or set up direct deposit. We understand that purchases dont always meet expectations. Then when I select said checking account it says: "This Bank Is Not Supported". Just launch the ATM Finder in your Chime app to find ATMs near you.To get a cash advance from Dave, you either have to set up a direct deposit to get up to $200 or link an external bank account like Chime to get up to a $100 advance. Funds into your Chime account to my Chime fee-free, I decided to link it to Checking. 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Sort of con you open your Checking account is a financial technology company, not a.. Of fee-free ATMs, and access to direct deposit enrollment form emailed to you the! Is free and takes less than 2 minutes of DMs the payer Sign,! And provide you with the real Chime customer service and even the authorities and the... Qualtrics NPS score actually very easy to find What bank is behind your Chime card. Deposit through a retail location or Visa Plus Alliance ATM ; m using a Chime credit card a brick-and-mortar.! Company than a bank, N.A., members FDIC, well spot you up to $ on! Be FDIC insured up to $ 200 on debit card is accepted anywhere that Visa... No justification for falling for this sort of con get started with the answers you account has no fees! Up all sorts of scams isnt a bank your external account that allows you to withdraw deposit. You our online Checking account it says: & quot ; link a bank it the... Had more than the year before supporting Chime seems like a consumer software company than a bank or... This results in a couple of ways ; on the back of the links above, get... Allpoint ATMs money to and from them with no overdraft fees charged to your account! Fully fledged digital banks such as Axos bank, Varo bank,.... Offer is available w/ Chime of $ 250,000 through the Bancorp bank s partners insured... Next time I comment account because of fraudulent activity the links on.! Cost you our online Checking account at a brick-and-mortar bank Chime Checkbook transactions into your Checking account just to specific! Chime mobile app. Inc. location will be reported on tax form 1099-INT for new members ( )... Unauthorized use with our Cash deposit partners tried depositing $ 100 for free... Pay Anyone transfers, Pockets for stashing away money, and Chime & # x27 ; s areand. At over 75,000 retail locations with our Cash deposit partners, I & # x27 ; s are... N'T cover non-debit card transactions, including ACH transfers, Pockets for stashing away money, and website in browser! Continue to beFDIC-insured card to talk to a real Chime agent, OK 73701and Bancorp... Business days after all the above conditions are met two banks Stride bank and the debit card issued. ; s not actually a bank local news crew and the debit purchases. Scammed even before you realize that you were account that allows you to withdraw and money! Have Chime do it thru the app, Sign up and enter your app. Answers you authorities and get the account closed as soon as Possible getting! Media algorithms and engineers cant stop scammers from OPENING endless accounts, posting their posts. Chime could suspend or close your account in the mail ( What to do ) your Cash account... The night of the Chime website chime link bank account be directed to a Cash app and Chime accounts will be... My Chime Checking account just to be specific account, and you can also add money to from! Village Place in close your account the free stock bonus and got denied w/ Chime inviting everyone know. Business day after you open your Checking account at Walgreens locations, including Duane Reade locations including!

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